Until you really get sick you may think Medicare works pretty well, but over the years there has been a gradual erosion of benefits. The Medicare fund has been quietly pilfered and reappropriated piece by piece for a long time. Many doctors have opted not to accept Medicare at all and some who used to accept it no longer do because of its complex system of paperwork and its maze of requirements, many of which make no clinical sense. Those doctors who continue to take Medicare patients are often "trained" to adopt a sense of futility when trying to obtain prior authorization for certain treatments. This places them in a difficult ethical position, as there's a great divide between what's best for the patient and what can be obtained reimbursement-wise.
Identified as having a rare and atypical breathing pattern called Biot's Breathing my pulmonologist recommended oxygen for my condition but warned me "get ready for a big fight". Little did I know I was about to embark upon a long, arduous process which more closely resembled an obstacle course than prior approval just to get the life-sustaining substance my doctor was to prescribe. As my respiratory symptoms worsened in the ensuing weeks, I began to wonder whether I might have a stroke or a heart attack by the time the underlying hypoxia was treated. One especially severe episode left me with tinnitus in my left ear and shot central nervous system pain down my arms and legs. There were nights I held on by my fingernails, wracked by severe central apneas, shortness of breath, chest and lung pain, faintness, sudden bouts of bowel urgency such that I thought I would crap my pants at a moment's notice, and even episodes of sleep paralysis in which I was fully aware I couldn't breath but was unable to move or do anything about it. At 2 AM I often found myself wondering whether I should go to the emergency room, or even whether I should be admitted to the hospital for my own safety. I was at home alone with a force that was playing "chicken" with my life. For over a month I white-knuckled it at home, every night hoping I would wake up the next morning, while my symptoms during the day became even worse than those I experienced at night, a few hours on, then a few hours off.
Several times I became very sleepy when I was out grocery shopping and actually fell asleep on my feet nearly falling to the ground.
Meanwhile my doctor and his nurse were trying to find a medical equipment vendor who accepts Medicare, which took nearly a month. Then came the first hoop to jump through.
In order to qualify for portable oxygen I had to take what is referred to as "the 6 minute walk test." If you can pass that chances are you can't go out anyway, LOL. What they do is hook you up to an oximeter to measure your blood oxygen level and have you walk back and forth down a hall for 6 minutes. If during that 6 minute time-frame you desaturate to 88% or below then you can qualify for Medicare to cover a portable oxygen unit. The technician kept telling me to breathe the whole time (more than was natural for me), so of course I didn't cut it, and as it was still early in the day my full spectrum of symptoms hadn't kicked in yet.
After several more weeks of respiratory agony Medicare finally authorized nighttime oximetry at home so that I could gain the "proper" evidence that I was desaturating at night. One company didn't respond, so my doctor's nurse had to call another. They were supposed to call me and didn't. Then one day they just showed up at my door with the oximeter and no explanation as to why it took so long. The other company then called wanting to bring their equipment over, so I had to tell them the other company beat them to it. It wasn't a total loss though since I had a very interesting conversation with the man on the phone about "compassionate use" letters, as he told me that he'd just received a memo that morning stating that Medicare could take a letter in the absence of sufficient data from the two tests if a doctor could state that;
1) There is no approved drug that cures the condition.
2) That other options have been tried and failed.
3) That oxygen would relieve the patient's suffering, has a likelihood of helping, and will give the patient better quality of life.
In the nighttime test I had to desaturate to 88% or lower for a total f 5 minutes in order to qualify for nighttime oxygen. That night I hooked it up to my finger, lay down, but didn't get much sleep, since this was the last test which ultimately would determine whether I'd get oxygen at all, and the pressure had me on the edge of my seat. The next morning I wondered whether I had obtained the information sufficient for Medicare's requirements and worried I may not have because I'd had so little sleep. To cover all bases I prepared my doctor to write a letter of necessity just in case, because at that point things were getting pretty rough.
A week later the results came in and it just so happened that I qualified under what they call "Group 1." In a few more days the equipment vendor brought out an oxygen concentrator, tubing and other parts. I felt relief within minutes the first night. Before I fell asleep I felt more energy, mental sharpness, and the shortness of breath was much less. I could feel the upper part of my lungs that had often felt stuffed start to ease up, cough improved, my nose was clear the next morning and even my baseline pain was reduced. I could tell that I had been hypoxic for many years because I can't remember when I felt that normal.
This was a good start, but I found it only carried over for a certain number of hours after I was off it the following day, and if I went out it wouldn't take long for the symptoms to return. On hot days I get winded now even sooner.
In addition I hadn't anticipated that I would be allergic to the plastic in the cannula that went in my nose after the 2nd day of use. After about 4 days I had a big pus-filled sore between both nostrils where the plastic made contact, and my body was mounting a big inflammatory response making my nasal passages swollen and the stuffiness returned. I tried a mask instead which did get rid of the allergic response since the plastic didn't touch the inside of my nose, but I found that there wasn't enough holes for exhaled air to escape and my face started to sweat pretty quickly (which kept me from sleeping too).
I went online to research this problem and found lots of reports from others about allergic actions to the plastic tubing. One person suggested on one of the forums covering the cannula and prongs with fabric medical tape, so I got some and decided to try it out.
This photo shows 1 uncovered and the other covered. The ones I have are manufactured by Salter Labs. I have tried to find out the type of plastic used to make them and so far have only been told PVC and "plasticiser" (whatever that means). I know there are many potential polymer compounds, and in order to determine what exactly I'm allergic to I need to know what kind of plastic is in it.
This PubMed article documents this allergy in patients using oxygen cannulas;
http://www.ncbi.nlm.nih.gov/pubmed/10315103
The tape did the trick, although I notice that the sticky stuff eventually bleeds through and makes my nostrils a little sticky.
Apparently there is one company Topah Medical that sells cannulas made of Silicon and claims it is non-allergenic and non-carcinogenic. They're made by a company called Everest
They sell a 4 foot one for $41.00 and a 6 foot one for $45.00. Although pretty pricey compared with standard cannulas they are warranteed for 1 year, and can be boiled once a week without damage in order to sterilize and rid them of bacteria inside and out.
Apparently it doesn't work for everybody but seems not to cause a reaction in most people.
Meanwhile I am in the process of appealing Medicare's decision not to cover Benicar every 4 hours as is used in the Marshall Protocol for Sarcoidosis.
The response Humana (Georgia's default Medicare Part D provider) gave me was as follows;
Your request was denied
We denied coverage or payment under Medicare Part D benefit for the following prescription drugs(s) that you or your prescriber requested: Benicar 40 M TABLET 180/90
Why did we deny your Request?
We denied this request under Medicare Part D because:
Benicar has been prescribed for Sarcoidosis. Although the medication may have been initially denied at the pharmacy due to a quantity limitation requirement, upon clinical review it appears that the requested drug isn't prescribed for a medically accepted indication as stated in Section 1860D-2(e)(1)(B) of the Social Security Act by reference to section 1927(k)(6) of the Act. As noted in section 1927(g)(1)(B)(i) of the Act, this includes FDA-approved uses and off-label indications which are supported by one or more citations in the approved drug compendia (drug reference guides)-Micromedex Drugdex Information System and American Hospital Formulary Service Drug Information. The physician's prescribed use of this medication doesn't meet the criteria and isn't covered.
You have the right to appeal
If you want to appeal, you must request your appeal within 60 calendar days after the date of this notice. We can give you more time if you have a good reason for missing the deadline. You have the right to ask us for a formulary exception if you believe you need a drug that is not on our list of covered drugs (formulary). You have the right to ask us for a coverage rule exception if you believe a rule such as prior authorization or quantity limit should not apply to you.
Note that InHumana is provided the discretionary power to set aside these restrictions and that they chose not to (not only once but twice!) They are well aware that without this medication I will eventually die. Apparently that's perfectly OK with them.
I have now appealed it and been denied two times. Appeal number 3 goes to an arm of Medicare called Maximus Federal Services.
I have written the Secretary of Health and Human Services and am establishing a paper trail to prove the current Medicare regs aren't working for patients and that an amendment needs to be made to put such decisions back into the hands of patients and their doctors.
Both issues; the Medicare process for approval of oxygen and off-label protocols could be made alot more patient-centered if enough people wrote in to HHS, President Obama, and their legislators on the Federal level and insisted on it.
If you would like to give your input/support you can write her and the HHS Committee @
Sylvia M. Burwell
U.S. Department of Health & Human Services
200 Independence Avenue, S.W.
Washington, D.C. 20201
In many states DME (Durable Medical Equipment) companies have a competitive bidding process and this also hampers one's access to quality treatment, so if you're writing your legislators about oxygen be sure to ask that they vote to abolish that practice because it places priority on lowest price rather than quality service that is best for the patient. Medicare beneficiaries deserve better!
Representative Bernie Sanders from Vermont who is running for President in 2016 has been a consistently strong advocate for those on Medicare and Medicaid. In addition to Sylvia Burwell I have written him and President Obama regarding these issues.
If you yourself are ill then make your voice heard. If you are healthy then don't wait until you need it to write your representatives in Congress. Do it now so that if you should need one or both of these types of treatment the option will be there when you or somebody you love needs it urgently.
I am willing to take this all the way to the Supreme Court if I have to! Insurance companies are supposed to be there when you need them in such crucial times, not obstruct you from getting the care you need. They were never meant to make medical decisions in place of one's doctor.
Showing posts with label passing healthcare legislation. Show all posts
Showing posts with label passing healthcare legislation. Show all posts
Saturday, May 23, 2015
Sunday, March 21, 2010
National Health Care's Moment of Truth!
Partisan maneuverings have dominated over the past few months, resulting in what looked like a deadlock and a collossal power-struggle between Democrats and Republicans.
Then once the bill was revised some Democratic members of Congress did not want to vote in favor of it because too many concessions were made in the interest of bipartisanship.
The website http://www.opencongress.org/bill/111-h3200/text tracks changes in the bill. The original word count was 176,276 and after changes it is now about 3 times longer; 395,096 which represents a total of 1,002 changes in all; meaning the document has changed statistically 76% !
That is quite a big shift from what the original text contained!
The Republicans keep complaining that if the bill is passed it will contain Medicare cuts, but as I read through the bill I could not find anything significant in the way of Medicare cuts, and in fact there were lots of areas in which it would be increased including the eradication of cost sharing for medications for dual eligibles (those who are so low income they are on both Medicare and Medicaid), doing away with the "donut hole", and providing such servives as marriage counseling, mental health counseling, and better coverage for dialysis, to name a few.
The downside of the bill from what I can deduce is that there are alot of budget items for Medicare and Medicaid as well as other forms of coverage that amount to increased paperwork, evaluation of various programs, and various forms of health education of staff and in some instances, patients. It doesn't seem that education has done much to change the mind-set of either consumers or healthcare providers; many nurses are still overweight for instance, people still smoke despite all the education currently out there about the dangers of such things, and creating more beaurocracy around such new initiatives probably won't help either, and it is money better spent on assuring that people get the direct patient care that they require.
On the positive side are incentives to small businesses that currently can get away with not covering their workers so that now it will be viable, even advantageous for them to do so, and the choice to "opt in" to a public healthcare option! I had thought all mention of the public option had been wiped from the bill, but luckily not!
The Sunday political commentary shows on TV this morning showed staunch conservatives like Karl Rove loudly protesting the fact that the President had some executive priviledge that he could make use of to get this bill passed, and they referred to the wording of the bill as "Bernie Madoff" politics. They seemed to be grasping at the last straws they could before it became a done deal. Statements like "There will be blood on the Congressional floor and it will be Democrats' blood" seemed the order of the day, and these representatives of the Replublican Party lauched dire predictions if the bill passed, one in particular being that there would be a "Republican take-over" if the bill went through. I seriously doubt that will happen especially if it ends up helping them and their families and friends in addition to Democrats. While the bill could have had more supports in it for individual citizens I think overall it will be an improvement.
It is 10:29 EST here and I just heard the news say that the results of the vote are due any minute now! Last I heard this afternoon the Democrats have the number of votes they need! Now it's all over but the waiting.
Thursday, October 01, 2009
A Better Healthcare System-In The Business of Caring
Despite the Whitehouse's new focus on the Middle East, people here at home are still waiting to see what Congress is going to do to make sure that their medical needs will be covered.
My own appeal for my medication still sits on the sidelines. A form was supposed to be mailed out for me to pursue my next level appeal and two weeks later I still have not received it. Things just don't tend to get lost in the mail here and it is about as unlikely as winning the lottery that they would have been lost twice in a row.
My pain level has been worse lately, but I wanted to get another article on healthcare written before going back to bed. This issue is too important to let fade into obscurity. Please keep up the pressure on your elected officials and on the Whitehouse to keep this front and center on their agenda.
If you have a healthcare story you'd like me to cover, please contact me on Etsy or leave me an e-mail address so that I can get it from you in its entirety, and I'll publish it in an upcoming article.
I found several more good videos on YouTube today. You will find alot of this information appalling, but please forward the link to your friends and family, even your elected officials;
Cigna’s annual report for 2008:
Revenue $19.1 Billion dollars
Net income: $292
Private Healthcare are the true DEATH PANELS - Denying Claims for Paying Customers (Cigna)
http://www.youtube.com/watch?v=z_vQHJ2H1wI
This woman in the next video was an attorney who used to work for the Federal government authorizing benefits for people with disabilities and Social Security. Now she herself is sick with Dermatomyositis, a rare autoimmune disease and was just told her insurance company will not pay for her care.
Real People DENIED Real Healthcare: Bonnie Drew (Blue Cross/Blue Shield)
http://www.youtube.com/watch?v=b4kEvdyIcBk&feature=PlayList&p=CE06D0FE2CFE6960&index=2
There is a practice among insurance companies called rescission which means that the company sets up potential patients who file initial applications by asking them confusing and deceptive questions and later removing them from coverage claiming they “lied” on the application. Rescinded patients are routinely blacklisted with other insurance companies. This woman was rescinded merely for taking a medication in the past that she was no longer taking simply because she did not know the reason the doctor had charted in her medical records. She became the lead plaintiff against Blue Cross/Blue Shield in a class action suit. She spoke before a US Congressional Subcomittee about the need to outlaw such discriminatory practices.
Jennifer Wittney Horton: Make Them Keep That Promise (Blue Cross/Blue Shield)
http://www.youtube.com/watch?v=LCYPC2BMmB8&feature=related
The president of United Healthcare Steven Helmsley gets a salary of 3.2 million dollars! Every day in 2009 he makes $819, 363.10. They have a pattern of telling people that their treatment is “medically unnecessary”. You can do the math as to why they’re really denying so many claims.
You might remember if you’ve been reading my blog that I covered the story of Isabella, a little girl who was unable to eat on her own. In this video her struggle to have her treatment covered continues, as does a little boy’s with a Plagiocephalic condition, and a woman with a necrotic colon. The insurance companies in these cases also claimed these treatments were “medically unnecessary”. Oh, yeah, and I guess their private jets were necessary that they used to shuttle top level executives around, or the gold-plated silverwear provided travelers on that plane. Give me a break!
Fight back against health insurance lies
http://www.youtube.com/watch?v=vKI9be55N00
There's something intrinsically and morally wrong when people are living high on the hog at the expense of human lives. I mean who in the world needs that kind of excess?
Don't believe for a minute that the government would commit that level of unethical fraud and medical neglect against the American people. Pencil pushers they may be and of course the current government-run systems need to be improved as well, but at least nobody's getting filthy rich on the deaths of it's recipients.
The level of direct reward these HMOs are receiving by denying claims is exactly what makes privatization so dangerous. Something needs to be done to place limits on these private companies whether they like it or not, whether it's popular or not. If politicians have to forgo a few campaigne contributions then so be it. Other industries have state or federally mandated requirements, so the insurance industry should not be exempt from regulation either. It is high time for that, and the sooner the better. If they don't like it then maybe they need to go into another line of work.
I don't believe that private enterprise comes without responsability and neither should money. That is not the kind of freedom this country should become known for. Freedom without responsability is just anarchy, and that's not a good thing, not for us, not for our children, and not for society in the long-term for generations to come. Along with teaching our children to support themselves and achieve the American dream we should also be teaching them to have compassion for their fellow man, and to recognize that nobody "makes it" in a vaccuum. Those successes we achieve are not ours alone, but a conglomeration of hard work, being at the right place at the right time, and of help from others outside ourselves. We often forget just how many factors got us where we are today, how we landed a good job, what brought us to where we found that great partner, or who all the people were who contributed to our achieving some other good fortune. Sometimes we might not even know the answer to that question, but it is important that we know that man is not an island, and that our many collaborations in life are instrumental to our success.
In many ways the key to our success lies in our acknowledgement that we are in fact "our brother's keeper", and our lack thereof, may lead to our extinction. We alone can prevent it by creating a kinder and gentler society now. That energy and intention will bounce back and forth between ourselves and everyone we touch in the process of living our lives.
America should maintain citizens' individuality, but not to the extent that it steps on the rights of others or takes advantage of people less powerful.
It's clear that these insurance companies cannot be trusted to police themselves and that left to their own devices they won't do the right thing.
When an entire industry raises the bar on its own moral turpitude and it becomes industry standard then people working within that framework begin to become desensitized toward those they are harming in the course of their work, and it becomes generally acceptable. This should bother anyone and everyone when they see these practices in motion because anybody could end up on the bad end of a very sharp stick! If things have become so bad out there that "everybody does it" then who do you have left to turn to? Rather than to scale down our expectations to live within a cage of our society's own design, why not design something the way we want it, and then make our own expectations the new industry standard?
Subscribe to:
Posts (Atom)


